• Janine Russell

Getting funding for your small farm

Updated: May 14

We've already talked about how small farms can get into trouble but what about getting funding for your small farm? If you're ready to get started and need a bit of help to get you there, finding a funding option may help. How do you get funding for your small farm, you ask? Here are 5 ways to find funding for your small farm in different areas.

Crowd funding:

Crowdfunding is sourcing various amounts of capital from a large number of individuals to finance a new business venture. You make use of your network and the network of the people you know through social media sharing, crowd funding websites and getting the words out about your venture. You can be creative in how you structure the return of funds. Maybe it's just a t-shirt or a discount on items or maybe you pay back all the loans as they came in. Whatever way to structure it this way is very fluid and feels very community funded.

So, if you have a lot of friends, neighbors, or a large family that want to support your efforts then crowd funding might be a great option for you.

Small business loans:

There are many small business loans that are structured for various types of business, including farms. If you have some collateral to put up for the loan then a small business loan might be a good option. You may not have to put up collateral but instead have to give a personal guarantee (which is a legal promise to repay the loan).

This is a more traditional funding option but it isn't for everyone.


If you are great at research, writing and have some time on your hands, a grant might be a great option for you. There is a lot of research and time needed to invest in this route of financing. The great thing about this option though is that you don't have to pay it back.

The downside of grants is that there is the potential that you won't get awarded the funds. So, you should definitely have a backup plan.


A micro-loan is an alternative funding option for those who don't need a whole lot of capital to get started. Just as the names suggests they are smaller loans.